Sorry to hijack this thread. I’m a little confused about LTHR after reading your answer and the resource page. In the resource page, i quote:
“At the end of the 20-minute time-trial, hit the lap button again. Your LTHR is 95% of your average heart rate in beats per minute (BPM). So, for example, if your average HR in the 20-minute time trial is 170 BPM, your LTHR is (170 x 0.95 =) 162 BPM.”
So should i just use the average or should i multiply it with 0.95?